Premium Shield – Insure SME

Growth Shield

Comprehensive Protection for Established Enterprises

When your business is well established, downtime is not an option. Premium Shield offers the highest level of protection, safeguarding everything from your operations to your leadership team. With extensive liability, business interruption cover, and directors’ protection, this plan is designed to secure businesses that can’t afford to take chances.

Highlights

What Makes This Plan Unique

Premium Shield is the most comprehensive plan, designed for established enterprises that face complex risks. It not only covers property and staff, but also business continuity, product liability, and leadership responsibilities.

Fire & Perils

Maximum coverage for fire and related risks.

Burglary

Protection against theft and break-ins

Stock Coverage

Full inventory protection included

Public Liability

Comprehensive third-party protection

All-Risk Coverage

Extended cover for a wide range of business assets

Fidelity Guarantee

Same employee dishonesty protection as Growth Shield

Plate Glass Coverage

Covers shopfront glass or display glass breakage

Money Insurance

Protection for cash on premises or in transit

Employer’s Liability

Covers employee-related claims

Product Liability

Protects against claims related to products you sell

Business Interruption

Maintains cash flow if your business is forced to close temporarily

Directors & Officers (D&O)

Covers legal costs for company leaders

Higher Liability Coverage

Increases your overall liability protection limits

Why It Matters

Protecting What You’ve Built, Now and Into the Future

Established companies face bigger risks and greater responsibilities. Premium Shield ensures that your people, reputation, and operations are protected at every level—so you can continue to grow with stability and strength.