SME Insurance Plans
Ready to protect your business journey?
Choose The Plan That Fits
Starter Shield
If you’re running a small retail outlet or starting up, Starter Shield gives you protection against the most common risks — at an affordable price.
Growth Shield
For growing retail SMEs, Growth Shield offers enhanced coverage with additional protections to handle more complex risks.
Premium Shield
For established retailers with high-value assets, Premium Shield delivers the highest level of coverage for total peace of mind.
Starter Shield
Essential Protection for Small Businesses
An affordable yet reliable insurance plan that shields small shops and new ventures from everyday business risks. Keeps your stock, property, and customers safe without stretching your budget.
Who it is for:
- New business owners just starting out
- Small shops and retail outlets
- Entrepreneurs who need core protection at low cost
Growth Shield
Balanced Protection for Expanding Businesses
A well-rounded plan for growing retail businesses that need more than the basics. From staff coverage to money in transit, it ensures your assets, employees, and reputation are protected while you scale.
Who it is for:
- Retailers and shops looking to expand
- Business owners hiring and managing staff
- Entrepreneurs needing wider coverage than the essentials
Premium Shield
Comprehensive Protection for Established Enterprises
The highest level of business protection for companies that can’t afford downtime. Covers everything from fire to business interruption, product liability, and even directors’ legal costs—keeping both your operations and leadership secure.
Who it is for:
- Established retail and commercial businesses
- Companies with larger teams and higher risk exposure
- Business leaders needing full-spectrum liability protection